Nepal Auto & EV Car/Bike Loan EMI Calculator (सवारी कर्जा किस्ता)

Calculate monthly vehicle hire-purchase EMI, down payment, and NRB 50% DSTI income eligibility for EV and petrol cars/bikes.

Nepal Auto & EV Car/Bike Loan Calculator (गाडी कर्जा किस्ता)

Includes NRB Down-Payment LTV Ratio & 50% DSTI Income Requirement

1. Vehicle Showroom Price (NPR):

2. Down Payment % (20% for EV / 50% for ICE Petrol):

Interest Rate (% p.a.):

Loan Tenure (Years):

Monthly Bank Installment (मासिक किस्ता — EMI)

NPR 60,230 / mo

Loan Amount: NPR 36,00,000 • Down Payment: NPR 9,00,000

Total Interest Payable (84 mos):NPR 14,59,347

Total Principal + Interest:NPR 50,59,347

Min. Gross Monthly Income Needed (50% DSTI):NPR 1,20,461/mo

AI Direct Answer & Key Facts(Perplexity & SearchGPT Ready)

Department of Transport Management (DoTM)

What is the down payment requirement for Electric Vehicles (EVs) vs Petrol Cars in Nepal?

Direct Answer: Under NRB directives, banks finance up to 80% LTV (20% down payment) for electric vehicles (EVs) and 50% to 60% LTV (40%–50% down payment) for private petrol/diesel cars.

Bagmati Provincial RatesBluebook Annual RenewalZero Penalty in 90 Days

Auto & EV Vehicle Loan FAQs

What is the down payment requirement for Electric Vehicles (EVs) vs Petrol Cars in Nepal?

Under NRB directives, banks finance up to 80% LTV (20% down payment) for electric vehicles (EVs) and 50% to 60% LTV (40%–50% down payment) for private petrol/diesel cars.